EMV Chip and Pin is part of The Counter in Windward System Five. System Five includes 5 documented capabilities here — all 5 optional.
These 5 capabilities sit within System Five's 1287-capability documented set — a selection, not a ceiling.
Choose the right depth of payment terminal integration
The docs set out plainly what semi-integration costs you: no back office processing, batch closing and voids only at the originating terminal, no e-commerce or stored-card integration, and two receipt printers to maintain, against the benefit of a terminal that keeps working if the computer fails.
Diagnose a PIN pad that is misbehaving
A dedicated PIN pad menu covers sequence reset, EMV parameter download and PIN key change, plus public key, statistics and offline decline reports.
Key a card in when it won't read
Manual card entry is done on the PIN pad itself rather than the keyboard, and phone-authorised credit transactions can still be added to the batch with their authorisation code; keyed entry is not available for debit.
Take chip and PIN at the counter
Chip cards are inserted into the PIN pad, the clerk chooses only credit or debit, and the transaction is authorised through an EMV payment server; the pad holds the card until it is removed, and non-chip cards can still be taken on the pad's stripe reader.
Take cards without certifying our network
A bank-supplied payment terminal connects to the till by serial port; System Five sends the sale or refund amount and receives back the approval, cash back amount and authorisation code, while the terminal owns authorisation, receipt printing, voids and batch closing. Because card data never enters the computer, the computer and network do not have to be PCI certified.
Yes. Chip cards are inserted into the PIN pad, the clerk chooses only credit or debit, and the transaction is authorised through an EMV payment server; the pad holds the card until it is removed, and non-chip cards can still be taken on the pad's stripe reader. This is optional in System Five.
Yes. The docs set out plainly what semi-integration costs you: no back office processing, batch closing and voids only at the originating terminal, no e-commerce or stored-card integration, and two receipt printers to maintain, against the benefit of a terminal that keeps working if the computer fails. This is optional in System Five.
Yes. A bank-supplied payment terminal connects to the till by serial port; System Five sends the sale or refund amount and receives back the approval, cash back amount and authorisation code, while the terminal owns authorisation, receipt printing, voids and batch closing. Because card data never enters the computer, the computer and network do not have to be PCI certified. This is optional in System Five.
Every capability on this page is documented in the System Five capability index. Last updated 2026-11-05.