System Five on Cloud · Money & The Close

Fees and Surcharges

Fees and Surcharges is part of Money & The Close in Windward System Five. System Five includes 6 documented capabilities here — all 6 optional.

These 6 capabilities sit within System Five's 1287-capability documented set — a selection, not a ceiling.

Optional

Automatic Credit Card Surcharging Region-specific #

Surcharge credit cards but not debit

On Datacap NetEPay US Hosted, the system detects the card type itself and surcharges credit transactions only, leaving debit untouched, with no clerk input required.

Card Payment Fee Optional #

Recover card processing fees at the till

A percentage or flat fee can be charged by card type and added to the invoice as a line item once the authorization succeeds. Enabled by the PAYMENTFEES feature flag on Netepay Classic or Netepay Hosted, System Five 7.0.3.15 or later.

Card Type Verification Control Optional #

Stop staff charging the wrong fee

A setting forces the clerk to confirm whether the card is credit or debit before the fee is applied, preventing the wrong fee being charged.

Fee Disclosure on Documents Optional #

Show customers the card fee clearly

Fee wording and amounts can be printed on invoices, statements and credit card slips using configurable text.

Fee Posting to Part or Ledger Optional #

Post card fees where accounting wants them

The fee can be recorded either against a non-inventory part called PAYMENTFEE or directly to a nominated ledger number.

Fees on Payments on Account Optional #

Charge card fees on account payments too

Payment fees can be extended to payment-on-account transactions, not just point of sale invoices.

Common questions

Does System Five help you surcharge credit cards but not debit?

Yes. On Datacap NetEPay US Hosted, the system detects the card type itself and surcharges credit transactions only, leaving debit untouched, with no clerk input required. This is optional in System Five.

Does System Five help you recover card processing fees at the till?

Yes. A percentage or flat fee can be charged by card type and added to the invoice as a line item once the authorization succeeds. Enabled by the PAYMENTFEES feature flag on Netepay Classic or Netepay Hosted, System Five 7.0.3.15 or later. This is optional in System Five.

Every capability on this page is documented in the System Five capability index. Last updated 2026-11-05.